DunRite
New member
1 insurance claim is not going to increase your insurance too much, if any, all depends on your deductible. If your deductible is less than the damage then it may be something to consider. We usually have 1 or 2 insurance claims a year and I have not seen our prices sky rocket or change much at all. Usually our claims are small stuff.
If you don't go through insurance, I'd ask for a full check for the work you performed from them, and then cut them a check for the damage back. So there is a paper trail and you can write off the expense of the damage.
Just what i was thinking