Apple Roof Cleaning
Roof Cleaning Instructor
We just did a pretty good sized Condo Complex for a management company.
We are owed about 5 grand, and before they will send it, they asked for a copy of our Workers Comp insurance certificate.
I "downsized" my company last year, and we no longer have the over 3 employees that would require us to carry full time workers comp.
So, I just got off the phone with Talahassee, our States capitol, and they told me that I could get a Workers Comp exemption, but it will take about a month,
Here is what they told me.
First, one must call a company called NCCI, whatever that stands for, at 1 800 622 4123 , and be assigned a 4 digit "Class Code"
That was painless, we simply told them we are a cleaning company, and that we are.
I then called the Florida division of workers comp, 1 800 742 2214 and they will mail you a form you have to fill out, have notarized, and send back to them.
They told me that they will then "put you on file" as being exempt from Workers Comp.
I am currently awaiting the form.
Another person there told me that to TRULY be exempt from WC, you should be a corporation, and not engaged in ANY construction.
I feel "confused and abused", LOL
I have never deliberately went after big commercial jobs, choosing instead to build my company base on thousands of hopefully repeat residential customers.
I felt that having only a few, big accounts could make you very vulnerable to competitors who might cut your throat, price wise ?
We have nonetheless done many big, commercial jobs that kind of "fell" to us because of personal relationships, referrals, etc.
Never have we had this problem, until now.
A full time Workers Comp policy is VERY expensive, especially when they find out you go up on roofs.
I would like to hear of other small/medium sized roof cleaning contractors experience in this, since this issue can effect us all ?
Here are some pictures of the condo's
Sorry, it will not let me upload the pictures ....
We are owed about 5 grand, and before they will send it, they asked for a copy of our Workers Comp insurance certificate.
I "downsized" my company last year, and we no longer have the over 3 employees that would require us to carry full time workers comp.
So, I just got off the phone with Talahassee, our States capitol, and they told me that I could get a Workers Comp exemption, but it will take about a month,
Here is what they told me.
First, one must call a company called NCCI, whatever that stands for, at 1 800 622 4123 , and be assigned a 4 digit "Class Code"
That was painless, we simply told them we are a cleaning company, and that we are.
I then called the Florida division of workers comp, 1 800 742 2214 and they will mail you a form you have to fill out, have notarized, and send back to them.
They told me that they will then "put you on file" as being exempt from Workers Comp.
I am currently awaiting the form.
Another person there told me that to TRULY be exempt from WC, you should be a corporation, and not engaged in ANY construction.
I feel "confused and abused", LOL
I have never deliberately went after big commercial jobs, choosing instead to build my company base on thousands of hopefully repeat residential customers.
I felt that having only a few, big accounts could make you very vulnerable to competitors who might cut your throat, price wise ?
We have nonetheless done many big, commercial jobs that kind of "fell" to us because of personal relationships, referrals, etc.
Never have we had this problem, until now.
A full time Workers Comp policy is VERY expensive, especially when they find out you go up on roofs.
I would like to hear of other small/medium sized roof cleaning contractors experience in this, since this issue can effect us all ?
Here are some pictures of the condo's
Sorry, it will not let me upload the pictures ....
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