How much insurance do you carry ?

[Russ Spence]

We carry :

1 million gen liability (per occurance - per project), 2 million aggregate, 2 million umbrella + additional 2 million aggregate on umbrella, 1 million personal injury, 1mil/1mil/1mil on company trucks, 1 million per employee workers compensation.

Oh and replacement on equipment

 

[PressureX]

500,000 per occurence, 1 mil aggregate.

I might switch up to 1 mil per occurence whenever we get a tad bit bigger and for bigger commercial work

 

[The Cleaner]

We carry :

1 million gen liability (per occurance - per project), 2 million aggregate, 2 million umbrella + additional 2 million aggregate on umbrella, 1 million personal injury, 1mil/1mil/1mil on company trucks, 1 million per employee workers compensation.

Oh and replacement on equipment

Ditto !!

 

[Sentinel]

Dont carry it, it cost to much. I can work for cheaper without the added expense

 

[Russ Spence]

Dont carry it, it cost to much. I can work for cheaper without the added expense

now thats some funny !

 

[jjones4574]

2 million liability on truck, trailer/equip. and buisness

 

[Russ Spence]

Ditto !!

amazing ?

 

[DJ Carroll]

1 mil per occ. 2 mil per year 15k floater on equipment and min work comp

 

[Steven Button]

We carry :

1 million gen liability (per occurance - per project), 2 million aggregate, 2 million umbrella + additional 2 million aggregate on umbrella, 1 million personal injury, 1mil/1mil/1mil on company trucks, 1 million per employee workers compensation.

Oh and replacement on equipment

Russ

what does your 1mil/1mil/1mil on company trucks cover? bodily injury, property damage, combined single limit?

can anyone else clarify for me please?

I have a client that is looking "for limits of $US1,000,000 per accident plus Commercial Auto Liability insurance"...

I'll speak to client tomorrow, just looking for more understanding.

thanks

 

[Kory]

We carry :

1 million gen liability (per occurance - per project), 2 million aggregate, 2 million umbrella + additional 2 million aggregate on umbrella, 1 million personal injury, 1mil/1mil/1mil on company trucks, 1 million per employee workers compensation.

Oh and replacement on equipment

same here minus the WC

 

[Mike Cooke]

oops knew there was something I was missing

 

[mbryan]

1 mil, never had a need for more. We paid for more for a few years, and found it was just a waste of money.

 

[JohnB]

I used to carry 1 mil.. then we had to go up to 2 mil because we do a couple of casino vent hood cleanings and they require it.. Joe Walters/ Colony >>
We carry 2 mil General Pressure washing
2 mil Rest. Vent hood Cleaning
1 mil on the fire inspection
She asked about the umbrella and I told her it was ok that I really didnt work when it was raining...

YEP She didnt think it was funny either...

 

[Jim@Garagecleaning]

2 mil for me, however some companies are asking for 5 mil. Soon we will be getting the 5 mil gen. liability. Most likely next year. Cost is about 1.5 times more depending one many factors... one is your credit score and history, other of course is claims and how long you have been in the business.

 

[Sentinel]

I get places that have these outragous insurance requirements from time to time, thing is I have failed to meet their requirements on a number of occassions and still got the job. So I recommend when you get crazy high amounts on things send what you have in and follow that with a phone call and ask if that will work. Its worked for me dozens of times when I thought I may have to consider buying more insurance to get the work.

 

[Russ Spence]

Russ

what does your 1mil/1mil/1mil on company trucks cover? bodily injury, property damage, combined single limit?

yes !!!!!