Workers Comp Rates

W

Walter

Member
Workers comp for pressure washing in WV is 7.58%. Does this sound normal? Sounds like im getting a bad deal. What are you paying.
 
$15 per $100

David:mad: :mad: :mad: :mad: :mad: :mad: :confused:
 
Dang we are cheap. I will have to look, but it is nowhere near either o fthose prices. I think that it is around 3%

Scott
 
Until a year ago I was paying 17%, reduced to 6.5% through builders association - and am blessed to get that low a number!
 
rates

I called PA and they have different classes for example building cleaning and concrete cleaning is 12% and you have to pay a minumum of $1,660 in to it, regardless of the payroll you had. Grease cleaning, duct cleaning etc. is 7.58% with a %1,050 minumum.

Im not doing too bad...could be worse.
 
I'm going to shop around....we pay $17.97 per $100 for pressure cleaning & window cleaning 3 stories or less. We are in Florida.
 
w/c rate

I wish I had a lower rate. Mine went from 13% to 20.5% this year . Talk about painful. All i have to do is get thru this next year and my rates go back down. Rates went up because of a couple of BONE HEAD employees. I found out after the fact they had done this thing before. And FYI W/C will do zero to help the employer. My experience, I had to do my own investigation. Their lame excuse was they would have to hire an investigator and it would cost money. So they pay out rediculous compensation amount. Am I POed? You bet. Will I screen employees better? Yes
Will I survive? Yes But Im still Pi$$ed at myself , W/C , and the former employees.

Life goes on ........

Michael T
 
Split

Thinking about spliting the cleaning business and the pressure washing. Cleaning comp is 3.88%. Almost a 4% difference. I have been doing alot of cleaning (new const and won a stadium cleaning bid for 5 years) and I am not sure if the double paperwork is worth all the time and effort. Probably is.
 
Walter, it isn't that difficult. You classify employees based on their job classification. You place those doing janitorial under one class code, those doing pressure washing on the other. Payroll company will keep totals for each class (clerical, sales, janitorial, pressure washers) all separate. Your paperwork consists of one line item to place a total for their monthly payroll. Not really too time consuming, and saves you $$$$. We have many separate class codes based on majority of employees work requirements, each with a different rate.

Zippo
 
Thanks

WV told me you get one class code and it is applicable to the larger amount of the types of work you do. Thanks anyway. I already tried that with my application... did'nt work.
 
I'm confused. Most staes I know, allow you separate classifications for each type of work. That is to say, clerical is clerical, pressure washer is pressure washer, janitorial is janitorial. You cannot subdivide an employee into more than one classification, he must be in the one where the majority of his work falls. That's true. However, if you have , as an example, some painters, and some janitors, more of the former, you are telling me that WV will only allow you one classification?

So do all sales people, secretaries, drivers and laborers fall into a single classification?

I think they or you or me is mixing up something. One employee, one classification. However, if your employees do distint work, you classify them separately. This will not work if the same guys do all of the different jobs.

Zippo
 
classes

Nobodys wrong except the State of WV. They told me if my business is pressure washing even the secretery falls under that classification. One classification for a business. I How dont now how they get away with it.
 
7.58 is what I pay. woker comp fraud is big business. thats why our rates are so high.
 
California is big business with 15 - 17%! But that is partly because State Fund IS the state of California!
 
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