My Burger King Nightmare

JohnB

JohnB

JohnB
Last Night i was cleaning a Burger king , That had just got a new broiler and the table it was on had no stops to keep the broiler from sliding off the table .. when I was going to put the table and broiler back under the hood after cleaning the hood the wheel broke on one side of the broiler table , this sent the broiler flying to the wall , where it wedged itself against the wall and part of the broiler table.I was scarred .. So what did I do .. i tied the briler table to the nearest shelf with rope so it wouldn't move , I the took a bumper jack and jacked the broiler and the table up and lifted the front of the broiler back up on the table . I then sat around for 2 hours waiting for someone to come in so they could help me get the wheel back under the table.. A two hour job took me 7 hours.. That sucked.. And what is really worse I left my camera at the house. Damn I would have loved to show yall some pictures of this...
 
Wow! - a 'one-man' horror story and you didn't even fall off a ladder! I bet I could recount a dozen horror stories which resulted not from lack of care or stupidity but rather just 'stuff happens'. I once had a similar occurrence with a table-mounted broiler at a B/K - not fun.
Richard
 
Nearly all B/Ks in our metro areas are 24 hour stores. Good thing for John it was not one of those - to stand by all night while 2 women employees wait for you to start the broiler would be more than an embarrassment - the cost of defending and paying for just one downtime loss of business income and goodwill could easily exceed your cost of a helper for a year!
Richard
 
RJTravel said:
the cost of defending and paying for just one downtime loss of business income and goodwill could easily exceed your cost of a helper for a year!
Richard
Click to expand...

Not sure where you get your insurance.... or your help... but either way, my deductable is $500, not nearly the cost for a helper for a year.

One 'helper' (AKA employee) costs me roughly $35,000 per year; and I have 12 full time employees and 5 part time employees. I'd look into getting better insurance if that is the case.
 
Sean,
You could indeed exceed your annual cost - and it may not be a covered loss under your GL policy. GL excludes that on which you are actually working (unless 'Broad Form P D is endorsed - not likely) and other incidental loss. A deductible is on physical damage to you own items - not GL. Given 12 employees you develop a considerable amount of premium on both GL and work comp. You need help - you should expect, and demand, that your personal lines agent come to your office and explain coverage to you. In addition, ask him/her about 'experience mods' and 'volume' discounts - it could be considerable and it is unlikely it will be given unless you ask.
Yours,
Richard
 
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