Curious Question About Workman's Comp

Vince Wood

Vince Wood

Active member
I'm just wondering about what everyone is paying for workman's comp in different cities and states? I called my agent and a few other places to get quotes and they say it's skyrocketed in the past few years for pressure washing services in California since it falls under the same category as all other janitorial services. There have been lots of claims lately they are saying.

I'm getting quoted $20 for every $100 of payroll. If I pay a guy $20,000 a year then it would roughly be $4000.00 for a $1 million policy. I know California is a rip off for alot of things but this seems a little far out for me. I'm thinking on bringing a guy on.
 
Vince Wood said:
I'm just wondering about what everyone is paying for workman's comp in different cities and states? I called my agent and a few other places to get quotes and they say it's skyrocketed in the past few years for pressure washing services in California since it falls under the same category as all other janitorial services. There have been lots of claims lately they are saying.

I'm getting quoted $20 for every $100 of payroll. If I pay a guy $20,000 a year then it would roughly be $4000.00 for a $1 million policy. I know California is a rip off for alot of things but this seems a little far out for me. I'm thinking on bringing a guy on.
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It's 5.2% of $100 payroll here. 18.? something for roof cleaning.
 
GrassButler said:
I pay $4.70 per $100 earned... No roofs.. No ladders over 8 feet. ( Florida )
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Hey Matt what code are you listed under. Here's what I came up with when researching.

http://www.floridawc.com/insurance/class-codes/9014/

Class code 9014 is used for employees that work for a janitorial service and who perform work related to cleaning. This would include routine tasks, such as window cleaning done from a ground level (both inside and outside), dusting, vacuuming, mopping, waxing or polishing floors, washing interior walls, emptying the trash, cleaning and sanitizing restrooms, and incidental minor repairs that may be required by the customer as well. Examples of repair work that is often performed by a janitorial service and that is allowed under this classification includes painting, changing light bulbs, replacing glass panes, cleaning carpets, clearing drains, and furniture placement assistance.
In addition, this class code would also be used for individuals who work for a residential swimming pool maintenance company, termite control employees (who use no poisonous gases), those employed by mobile pressure washing or power washing companies, as well as specialty contractors who perform residential boiler cleaning work or chimney cleaning (ground level only) using vacuum suction equipment.
Exclusions to class code 9014 would be anyone who works primarily as a maintenance employee, any professional contractor (such as a painter, plumber, electrician, carpenter, handyman, etc.) that should be otherwise classified, those employees who use heavy machinery or equipment, and anyone working above ground in any capacity.
- See more at: http://www.floridawc.com/insurance/class-codes/9014/#sthash.bJzGeo7z.dpuf
 
I got the official quote back from my insurance agent and she said she would have to go through the state for the 1st year......

$6400 a year for $25,000 a year in payroll. Yikes
 
We are at 6.79% But shopping as we speak to get it down.
 
Uurrrggghh
 
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