Credit cards

john neilson

Roundtable Host 2009
Who do you use for your Merchant Services? I have found that banks are very expensive and have hidden fees. does it matter?
 

john neilson

Roundtable Host 2009
paypal.
it's like 3%.
I don't get paid enough by credit card to sign up for a monthly plan or anything
I ask because I have paypal on my website and square for mobile. Ive had 2 transactions this week which totaled 9 dollars. I can sign up with a company for 7.99 a month unlimited and next day bank deposit for me
 

Ralph Q

New member
Square also. I took about 10 last year. Most of them were out of state homeowners that got a letter from the HOA. Think I paid around $35 in fees altogether last year.
 

john neilson

Roundtable Host 2009
I have paypal on my website and I use square on the road. I was curious. I guess I just have to add the fee to the bill.
 

GrassButler

New member
I use paypal on my website.. I have paypal here on my phone. I try to use Quickbooks Go Payment. It will integrate with quickbooks automatically. Either paying an invoice created from an estimate or receives a payment ready fro deposit from a sales receipt. Paypal is a PITA if you are trying to apply the payment to an invoice since they take their fee off prior to depositing funds. ( you just have to stay on top of the transaction daily ) I have quite a bit of monthly receivables with my Lawn Maintenance so my situation is a little different.
 

HighTide

New member
I might get paid via Paypal 5 times a year. Customer pays an additional 3% "convenience fee" to use their credit card.
 

Tony Shelton

BS Detector, Esquire
Quickbooks is great. Set it and forget it. Bills automatically every 1st of the month. Years ago it took us a couple of days each month to manually punch in a few hundred charges. Then I wrote a program to do it uploading them from lotus, now it is all done automatically. I love it!

Sent from my DROID RAZR HD using Tapatalk
 

DunRite

New member
Dislike CC's..i have resisted it for a long time and will continue to..would rather take a check instead if i had to..
 

Dan Manley

New member
Square all the way, I do about 1,000 a month in CC through residential work and is hands down the best we have used. Customers are quick to throw $400-600 on a CC that they can pay over time rather than what comes straight from their bank account.

You used to not be able to pass the charges on to your customers, but congress passed a law (vary by state) that you may pass those charges on to your customers.
 

CL Scott

New member
Square....only charged when I use it. Best deal ever.

Square also. I took about 10 last year. Most of them were out of state homeowners that got a letter from the HOA. Think I paid around $35 in fees altogether last year.

We use square .... we run about 5-6 thousand in CC transactions a month in the summer.

No. We use square too. If you swipe it's 2.75 if you enter manually it's 3.75 + .15 cents.
We use square too, did $69k in transactions last year. All manually entered.

It's the distributors I feel sorry for.

Square all the way, I do about 1,000 a month in CC through residential work and is hands down the best we have used. Customers are quick to throw $400-600 on a CC that they can pay over time rather than what comes straight from their bank account.

You used to not be able to pass the charges on to your customers, but congress passed a law (vary by state) that you may pass those charges on to your customers.

Square all day. From residential to grand prix to refinery customers, it's easy for them. Deposited next day - ez for me.

I've had 3 customers that could only pay w/ cc.
 

tcolborg

New member
I just don't understand why people resist taking credit cards now days. I honestly feel like if you don't accept them you almost put yourself behind your competition. Maybe it just me, but I never write checks, we're in the digital age. Also square works great and in many cases is cheaper then paying merchant fees.

Sent from my LG-D800 using Tapatalk
 

Ron Musgraves

Exterior Restoration Specialist
Staff member
There are now only ten states where it is against the law to charge a surcharge for using a credit card.

If you read the merchant agreement they nearly all prohibit the surcharge. Will they terminate you? Don't know


Feb Event Houston free free text me for more details !!
 
Top