I did a Tile Roof which I called a potato chip Roof a few years ago and busted ALOT of Tiles. I came down to let the lady know what was going on and if she wanted us to continue but she had left. I made a decision to keep going. She came home as we were finishing and flipped out when I told her. Told me my ins would have to pay for the repairs.(basically a new roof) I told her no way the Tiles were inferior and most were damaged before we even started. She called her husband at work and said that I was giving her a hard time. ( Drama queen). He left work and came FLYING in the driveway and came after me. Haha! Not a good idea. ( Nick, ask Peter about that one.) After calming him down we decided he would pay me half the money and have a Roofer check it out to see if it was my fault or not. 2 weeks later I got a check for the rest of the money.
How about the time I killed 2 Koi fish and 3 gold fish and the guy was trying to get my ins company to pay over $17K for the fish and a pump (which I didn't break) The fish were only worth a couple hundred dollars. Called the guy to settle up with him and found out he went to prison 1 day earlier for real estate fraud. He's still in prison.
Then there is the lady who came out after we finished a job and started going nuts rubbing a mahogany door with a bath towel to remove some over spray and took all the finish off her door and wanted me to replace her $ 20k french doors. Took a week before her refinishing guy told her it wasn't my fault. She finally apologized and paid me. I got a bunch of these stories. You meet some strange people and run into some weird situations when dealing with the public. That's why it's always a good idea to keep your ins coverage paid up to date. You just never know!